Interior Decoration Insurance
The Wisdom Interior Decoration Package Insurance provides a comprehensive cover for interior decoration works. It protects you against loss or damage of the works as well as your legal liability in respect of third party injury and/or property damage arising out of the contract work. With this product, you will be at ease even when your home, shop and office premises are under decoration, maintenance, and/or renovation.
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COVERAGE |
BASIC COVER |
Section I – Material Damage |
Provides “All Risks” cover for loss of or damage to the insured contract works and materials including flooring, tiles, wallpaper, woodenware, sanitary ware and other related decoration materials caused by fire, water, burglary or explosion, etc. during the insured contract period.
Free Extensions
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Section II – Liability To Third Party |
Protects you against legal liability in respect of bodily injury and/or property damage of the third party arising out of the insured contract works.
Free Extensions
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OPTIONAL COVER |
Section III – Employees’ Compensation (available for contracts with scaffolding works up to 20% of Total Contract Value) |
Indemnifies the Insured against legal liability in respect of injury sustained by employees arising out of and in the course of employment under the Employees’ Compensation Ordinance and at Common Law |
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IMPORTANT NOTES |
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HOW TO APPLY |
To apply or learn more, please contact your insurance consultant.
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The above product information is for reference only. Please refer to the insurance policy for detailed terms and conditions. |